For many women, young adults, and even mothers, depending on someone financially feels like a natural arrangement—especially in relationships, family setups, or early career seasons.
But here’s the hard truth: financial dependency often costs more than money.
At first, it feels safe.
You don’t have to hustle. Someone else takes care of the bills. You convince yourself it’s love. Or culture. Or just temporary.
But what happens when the rules change?
What happens when the person you depend on leaves this earth.
You want to go back to school..
You want to launch that small hustle.
But the money isn’t yours. So, your choices aren’t either.
This is the real cost. Your voice, your freedom, and your dignity often get caught in the price tag of dependency.
Financial dependency doesn’t always look like oppression. Sometimes, it’s subtle:
-
Feeling like you have to “earn” your upkeep
-
Fear of asking for anything “extra”
-
Silencing yourself so you don’t rock the boat
It chips away at your self-worth and dreams quietly.
Stories of Financial Freedom
“I started selling scones after my financial struggles. It wasn’t much, but it was mine. The first time I bought my own dress without asking—I cried in the fitting room.”
“After years of depending on someone’s money, I started an online tutoring side hustle. Last year, I bought my own laptop. It’s the first asset I’ve ever owned.”
Financial independence isn’t always glamorous. But it gives you choices. And that freedom is priceless.
Dear Mum, Dear Daughter, Dear Dreamer…
No one is saying don’t accept help. We all need it sometimes.
But never lose sight of the importance of your own stream of income. Even if it’s small. Even if it’s just $20 from a side gig.
It’s not about the money—it’s about having a say in your own life.
Financial dependence can feel like safety—until you need to make a decision, and money says no.